With the evolution and range of payment methods (ApplePay, GooglePay, CdC, IBAN, etc.), the constant growth of online shopping (for both physical goods and services), the growing demand for multi-channel capabilities and the need for a customer-centric approach to selling, companies with high transaction rates and with multiple and heterogeneous service logics are required to:
- centralize their payment logic (avoiding costs associated with the replication of interfaces on n systems, together with numerous security enhancements);
- make easy and fast the modality of payment for the end user;
- optimize the implementation to guarantee a rapid response at the constant evolution in digital payments area.
To make this the companies must change or review their systems and business processes, in two words the Banking Transformation.